Financial Analyst

The International Card Services (ICS) FP&A team leads the end-to-end forecasting and financial planning processes for the ICS segment, providing decision support to senior Finance leaders by producing P&L reports and analyses, bringing forward analytical insights, and carrying out thorough financial planning. The main focus of the role will be developing insightful financial analyses and framework across the ICS FP&A team, improving forecasting and planning models, and preparing and presenting materials for ICS Finance & Business Leadership.

In addition, the role will play a key part in driving Finance transformation through the adoption of GenAI, automation, and advanced analytics, enabling more efficient processes, enhanced business insights, and improved decision support.

The ideal candidate must possess strong analytical and modelling skills, strong communication and relationship-building skills, and the ability to collaborate seamlessly with colleagues across organization

Responsibilities

• Detailed review of the ICS P&L, along with variance analysis and bringing out on identifying key insights and risks/opportunities in the P&L

• Support and lead the Annual and Long-Range planning processes

• Utilize broad set of analytical tools, techniques and data sources to drive outcomes

• Independently work with partners to deliver on insightful and valuable performance analysis with actionable insights

• Partner with multiple stakeholders across BU FP&A, Market & Lead Financial Officer (LFO) teams, FDS and Controllership teams and provide consultative and independent finance decision support to business partners on various initiatives

• Work across the organization, linking with key partners across ICS LFO teams to incorporate strategic insights and local knowledge into long term analytic processes

Qualifications

• Strong financial analysis and modelling skills, along with the ability to drive analytical output aimed at identifying trends, developing key insights

• Excellent analytical skills

• Solid working knowledge of Excel, PowerPoint, Think cell and TM1 ; experience in data modelling is highly preferred

• Strong understanding of the P&L and Card economics

• Excellent communication skills and an ability to story tell through data

• Highly motivated and intellectually curious

• Team player, strong collaboration and relationship building skills

• Flexibility to deal with change in a fast-paced environment, enthusiastic and able to perform under pressure to meet deadlines with a positive attitude and a willingness to learn

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• Support for financial-well-being and retirement

• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• Generous paid parental leave policies (depending on your location)

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.