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Regional hiringpublishedExternal employer
KC
Kasar credit and capital private limited•Finance & Banking•51-200

Product Manager

Location

Pitampura, Delhi, India

Work type

Onsite

Employment

Full Time

Experience

0-10 years

Compensation

Compensation not disclosed

Posted

1d ago

Summary and responsibilities

Role overview

Summary

Looking for Product Lead who will own the technology-driven product lifecycle of the personal loan offering from system architecture and platform capability to launch, performance monitoring, and continuous optimisation. This is a tech-centric product role requiring hands-on...

Job Summary

Looking for Product Lead who will own the technology-driven product lifecycle of the personal loan offering from system architecture and platform capability to launch, performance monitoring, and continuous optimisation. This is a tech-centric product role requiring hands-on fluency with the LOS/LMS stack, APIs, and digital lending infrastructure, combined with the ability to align multiple department heads (HODs) around a shared product roadmap for overall business performance.

Key Responsibilities

  • Own the technology roadmap for the personal loan product who drive enhancements to the Loan Origination System (LOS), Loan Management System (LMS), CRM, and customer-facing digital journeys (app/web).
  • Partner with the Technology/IT/Engineering HOD to define system architecture, API integrations (credit bureaus, KYC/Aadhaar e-sign, payment gateways, UPI AutoPay/NACH), and platform scalability requirements.
  • Translate business and credit requirements into detailed functional/technical specifications (BRDs/PRDs/user stories) for developers and QA teams and own UAT sign-off before releases. Drive automation and digitisation of the loan journey from onboarding, KYC, credit decisioning, e-sign, disbursal, and repayment to reduce manual intervention and improve TAT.
  • Collaborate with the Credit & Risk HOD to translate underwriting policy and scoring logic into system rules and automated decision engines.
  • Work with the Compliance & Legal HOD to ensure all product workflows, data handling, and system processes meet RBI/NBFC regulatory and data-security requirements.
  • Align with the Sales & Business HOD on product positioning, ticket-size/tenure structures, and channel-specific journey requirements (DSA, digital, in-house).
  • Partner with the Marketing HOD on data requirements for campaign targeting, lead scoring, and conversion-funnel tracking.
  • Own product analytics and reporting infrastructure from set up dashboards (Power BI/SQL) to track approval rate, disbursement TAT, drop-off points, portfolio yield, and system uptime.
  • Benchmark competitor personal loan platforms (fintechs, NBFCs, banks) on technology and journey experience and recommend product/tech differentiation.

Required Qualifications & Experience

  • Strong, hands-on understanding of digital lending technology architecture — LOS/LMS platforms, API integrations, credit bureau pulls, e-KYC/e-sign, payment/NACH systems.
  • Ability to write and review BRDs/PRDs, work with Agile/Scrum delivery teams, and manage release cycles alongside Engineering.
  • Solid grasp of personal loan/unsecured lending products, credit underwriting logic, and NBFC operations.
  • Strong analytical skills — comfortable working with SQL/Power BI/Excel to interpret system and portfolio data for product decisions.
  • Working knowledge of RBI regulatory guidelines and data-security/IT-compliance requirements applicable to NBFC digital lending.
  • Excellent stakeholder management, communication, and cross-functional leadership skills.
  • Bachelor’s degree in engineering/technology/computer science preferred;

Working Hours and Days Full Time

  • Monday to Saturday (Sat – WFH)
  • 10:00 A.M. – 6:30 P.M

Pay: ₹1,000,000.00 - ₹1,500,000.00 per year

Work Location: In person

Updated 1d ago

Candidate fit

Skills and qualifications

Required skills

Power BI
SQL
Excel
Product management
Roadmapping
CRM
API design
KYC

Experience

0-10 years

How this role is positioned

Role classification

Job domains

Product

Industries

Finance & Banking

Employment

Full Time

Contract duration

Permanent

Global hiring

Location specific

Location, schedule, and role shape

Work setup

Work conditions

Primary locationPitampura, Delhi, India
Work typeOnsite
Global hiringNo

Context on the employer

Company snapshot

Company

Kasar credit and capital private limited

Team size

51-200

Location

Pitampura, Delhi, India

Kasar credit and capital private limited is hiring.

Product Manager

Pitampura, Delhi, India • Full Time