Money Laundering Reporting Officer (f/m/d)
Location
Berlin, Germany
Work type
Hybrid
Employment
Full Time
Experience
5-7 years
Compensation
Compensation not disclosed
Posted
1w ago
Summary and responsibilities
Role overview
Summary
As a Money Laundering Reporting Officer, you will lead the Anti-Financial Crime department, acting as the primary liaison with BaFin and the FIU to ensure compliance with Geldwäschegesetz (GwG) and Kreditwesengesetz (KWG). Your role involves developing internal AFC policies, conducting risk analyses, overseeing transaction monitoring, and providing expert guidance and training on AML/CTF.
Team
Join the Anti-Financial Crime (AFC) department as our MLRO/GwB. You will lead our mission to prevent, detect, and combat money laundering, terrorism financing, and fraud. As the primary contact for BaFin and the FIU, you ensure Raisin Bank meets Geldwäschegesetz (GwG) and Kreditwesengesetz (KWG) requirements. In this role, you collaborate with a team of experts to develop internal guidelines, oversee control mechanisms, and manage training programs to ensure group-wide AFC compliance and integrity.
Your Responsibilities
Regulatory Liaison: Act as the primary interface with the BaFin and the Financial Intelligence Unit (FIU).
Policy Development: Design, implement, and maintain internal AFC policies, ensuring they reflect the latest updates to the GwG and AuA.
Risk Management: Conduct and regularly update the group’s annual risk analysis to identify institutional risks related to money laundering and fraud.
Monitoring & Investigation: Oversee the transaction monitoring systems and conduct manual investigations into high-risk accounts or complex structures.
Advisory: Provide expert guidance to the Board and business units on high-risk client onboarding (PEP, High-Risk Jurisdictions) and the compliance implications of new products.
Training: Develop and deliver mandatory AML/CTF training programs for all employees to foster a robust culture of compliance.
Auditing: Coordinate with internal and external auditors during annual § 25h KWG audits.
Your Profile
Minimum 5-7 years of relevant professional experience as an MLRO or Deputy MLRO within a bank.
Expert knowledge of statutory requirements, particularly the German Money Laundering Act (GwG), BaFin AuA, AML Regulation, EBA Guidelines, and the German Banking Act (KWG).
Deep expertise in the areas of KYC, customer identification, and complex risk rating methodologies.
Proven experience in defending risk analyses before boards of management and supervisory authorities.
Hands-on mentality and independent, proactive action paired with high entrepreneurial drive
Strong analytical and conceptual skills combined with high decision making authority regarding technological innovations.
Highest degree of integrity, a sense of responsibility, and the personal reliability required for a key function.
Updated 1w ago
Candidate fit
Skills and qualifications
Additional skills
Experience
5-7 years
How this role is positioned
Role classification
Job domains
Industries
Employment
Full Time
Contract duration
Permanent
Hiring type
Direct
Global hiring
Location specific
Offer details
Compensation and benefits
Compensation
Compensation not disclosed
Benefits and perks
Location, schedule, and role shape
Work setup
Work conditions
Bandwidth profile
Context on the employer
Company snapshot
Company
Raisin
Team size
Growing team
Location
Berlin, Germany
Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.
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Money Laundering Reporting Officer (f/m/d)
Berlin, Germany • Full Time