Credit Risk Analyst
Location
Thane, India
Work type
Onsite
Employment
Full Time
Experience
0-1 years
Compensation
Compensation not disclosed
Posted
4h ago
Summary and responsibilities
Role overview
Summary
The Credit Risk Analyst at Fiserv identifies, mitigates, and eliminates fraud and credit losses by investigating high-risk merchant processing activity. This role involves making real-time decisions, coordinating risk mitigation efforts, and communicating with internal and external partners to protect the firm against financial loss.
What does a successful Credit Risk Analyst do at Fiserv? You will work to identify, Mitigate and eliminate fraud and credit losses to Fiserv and our clients by conducting investigations to identify potentially high risk/suspicious merchant processing activity to protect the firm against financial loss.
What you will do:
Make real time decisions to properly identify situations that require deeper investigation with the ability to identify emerging fraud trends.
Coordinate risk mitigation and fraud remediation efforts with other areas of the business such as Funding, Legal, Operations, Client Services, etc.
Communicate regularly with internal and external partners to present high risk activity with recommended and/or required actions.
Work in a fast paced environment reviewing many accounts to identify potentially high risk/suspicious merchant processing activity to protect the firm against financial loss.
Review and investigate merchant accounts to assess fraud and credit risk exposure.
Negotiate collateral requirements and restructuring terms as required.
Resolve merchant inquiries through scheduled calls.
Complete special projects as assigned.
Read and interpret documents.
Calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.
Exercise discretion and independent judgment in making decisions and interact effectively and positively with all levels of personnel, partners, and vendors.
Work independently or in a team environment & work efficiently in stressful situations.
What you will need to have:
2 year degree with prior work experience.
2 years prior customer service experience or 1 year Fraud & Risk Experience
Ability to use programs such as Excel & Word
Ability to Multi-Task
You must be a detailed and organized individual
You may be required to work some weekends and holidays to meet deadlines.
The ability to meet deadlines
What would be good to have:
Bachelor’s degree. (Business, Finance, Accounting, Criminal Justice, Pre-Law, etc.)
1-year prior credit risk experience
Experience with MasterCard and Visa Association rules and regulations
Customer Service experience with track record of dealing in adverse situations
Strong analytical, quantitative and problem-solving skills.
Updated 4h ago
Candidate fit
Skills and qualifications
Additional skills
Experience
0-1 years
How this role is positioned
Role classification
Job domains
Industries
Employment
Full Time
Contract duration
Permanent
Hiring type
Direct
Global hiring
Location specific
Offer details
Compensation and benefits
Compensation
Compensation not disclosed
Location, schedule, and role shape
Work setup
Work conditions
Bandwidth profile
Context on the employer
Company snapshot
Company
Fiserv
Team size
Growing team
Location
Thane, India
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
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Credit Risk Analyst
Thane, India • Full Time