Credit Analyst
Location
Mumbai, India
Work type
Onsite
Employment
Full Time
Experience
0-1 years
Compensation
Compensation not disclosed
Posted
4h ago
Summary and responsibilities
Role overview
Summary
The Credit Analyst evaluates the creditworthiness of customers applying for car loans, ensuring decisions are made within prescribed timelines and managing risk. This role involves active portfolio management, market monitoring, and product development with risk mitigants. The analyst also monitors delinquency parameters and analyzes trends in collaboration with the collections team.
Job Role
To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
Job Requirements
Skills/Knowledge prerequisites
Knowledge of the location / area is an essential criteria.
Well versed in the local language apart from Hindi and English.
Good knowledge of interpreting financial trends.
Updated 4h ago
Candidate fit
Skills and qualifications
Additional skills
Experience
0-1 years
How this role is positioned
Role classification
Job domains
Industries
Employment
Full Time
Contract duration
Permanent
Hiring type
Direct
Global hiring
Location specific
Offer details
Compensation and benefits
Compensation
Compensation not disclosed
Location, schedule, and role shape
Work setup
Work conditions
Bandwidth profile
Context on the employer
Company snapshot
Company
Kotak
Team size
Growing team
Location
Mumbai, India
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Credit Analyst
Mumbai, India • Full Time