Regional hiringpublishedExternal employer
KKotak
KotakFinancial Services

Credit Analyst

Location

Mumbai, India

Work type

Onsite

Employment

Full Time

Experience

0-1 years

Compensation

Compensation not disclosed

Posted

4h ago

Summary and responsibilities

Role overview

Summary

The Credit Analyst evaluates the creditworthiness of customers applying for car loans, ensuring decisions are made within prescribed timelines and managing risk. This role involves active portfolio management, market monitoring, and product development with risk mitigants. The analyst also monitors delinquency parameters and analyzes trends in collaboration with the collections team.

Job Role

  • To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.

  • Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.

  • Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.

  • Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

  • Knowledge of the location / area is an essential criteria.

  • Well versed in the local language apart from Hindi and English.

  • Good knowledge of interpreting financial trends.

Updated 4h ago

Candidate fit

Skills and qualifications

Additional skills

Credit Evaluation • 1+ yrs
Portfolio Management • 1+ yrs
Financial Trend Interpretation • 1+ yrs
Market Analysis • 1+ yrs
Risk Mitigation • 1+ yrs
Delinquency Monitoring • 1+ yrs
Trend Analysis • 1+ yrs

Experience

0-1 years

How this role is positioned

Role classification

Job domains

Finance & Accounting

Industries

Finance & Banking

Employment

Full Time

Contract duration

Permanent

Hiring type

Direct

Global hiring

Location specific

Offer details

Compensation and benefits

Compensation

Compensation not disclosed

VisibilityShared on listing
CurrencyUSD
PeriodYearly

Location, schedule, and role shape

Work setup

Work conditions

Primary locationMumbai, India
Work typeOnsite
Global hiringNo

Bandwidth profile

peopleMedium5/10
physicalLow2/10
cognitiveHigh8/10
executionMedium7/10
creativityMedium5/10
uncertaintyMedium6/10
communicationMedium6/10

Context on the employer

Company snapshot

Company

Kotak

Team size

Growing team

Location

Mumbai, India

Credit Analyst

Mumbai, IndiaFull Time